Culpeper: 866.583.3858

South Fredericksburg: 540.318.1997

Fredericksburg: 540.628.0544

Charlottesville: 434.964.1901

Stafford: 540.709.2211

Warrenton: 540.317.1839

Port Royal: 804.258.6261

King George: 540.779.1994

Maryland Sales: 301.298.3424

Virginia Beach: 757.637.1413

Financing Options

We understand buying a backyard building could mean a purchase that might be challenging to pay for all at once with cash. At Capitol Sheds, we provide a variety of garage, building, and shed financing, and Rent-To-Own options to make it easier to get what you need and pay for it over time.

Capital Sheds

Rent-to-Own Shed Program

No credit or poor credit? Rent-to-Own may be the answer for you. With our Rent-to-Own shed program, you can purchase a shed without needing a credit check. You can choose the style and color of your shed, and have it delivered right to your location. After 24 to 72 monthly payments, you will have paid off the building and it is yours.

Greensky Financing - one of the shed financing options Capitol Sheds offers.

Fixed Rate 9.99%-22.99% APR for 120 Months

Plan 9991. Loan term is 120 months and rates range from 9.99% – 22.99% APR. Only well-qualified applicants will receive an APR of 9.99%; some applicants may not qualify. Loan amount and rate will vary based on your income and creditworthiness. For example, assuming the full credit limit is used on loan approval date, for every $1,000 financed at 22.99% APR, 120 monthly payments of $21.35.

Fixed Rate 13.99% APR for 120 Months

Plan 2833. Loan term is 120 months at fixed rate of 13.99% APR. For example, assuming the full credit limit is used on loan approval date, for every $1,000 financed at 13.99% APR, 120 monthly payments of $15.52.

No Interest if paid in Full in 15 Months, with Payments Required

Plan 4158. Rates range from 17.99% – 24.99% APR. Loan amount and rate will vary based on your income and creditworthiness. 15 month promotional period (“Promo Period”) during which interest is billed but will be waived if the amount financed is paid in full before Promo Period expires. Monthly payments are required during the Promo Period, but making only the required monthly payments will not pay off the amount financed by Promo Period expiration date. Any unpaid balance and amounts owed after Promo Period will be paid over 69 monthly payments. For example, assuming the full credit limit is used on loan approval date, for every $1,000 financed at 24.99% APR, 84 monthly payments of $25.30.

Subject to credit approval. These examples are estimates only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for financing costs and terms.

GreenSky® program consumer loans are made by Synovus Bank, Member FDIC, NMLS #408043, without regard to age, race, color, religion, national origin, gender, disability, or familial status. GreenSky Servicing, LLC (“GSS”, NMLS #1416362, www.nmlsconsumeraccess.org) is a financial technology company that manages the GreenSky® program by supporting originations and servicing the loans on behalf of banks and other financial institutions that make or hold program loans. GreenSky® is a registered trademark of GreenSky, LLC and is licensed to banks and other financial institutions for their use in connection with the GreenSky® program. GreenSky LLC and GSS are not lenders. All credit decisions and loan terms are determined by program lenders.

Funds to pay for home improvement projects may come from your savings, tax rebates, bonuses, or some other source. But that trend is changing. Savvy homeowners are realizing that garage, greenhouse, or shed financing are great ways to buy today and pay over time.

Why Financing Your Backyard Project Makes Sense?

No credit or poor credit? Rent-to-Own may be the answer for you. With our Rent-to-Own shed program, you can purchase a shed without needing a credit check. You can choose the style and color of your shed, and have it delivered right to your location. After 24 to 72 monthly payments, you will have paid off the building and it is yours.